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Loan agreement, Greek distributor

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LOAN AGREEMENT between Pinewood Street Finance Ltd (Lender) and Pinewood Street Hellas S.A. (Borrower)
2.1 The Lender advances EUR 3,000,000 from its own funds.
4.1 Interest accrues at 3.2% a year, payable every six months.
6.1 The Lender bears the risk that the Borrower does not repay.